A few points can make
a big difference.
Advanced Credit works closely with Canadians to repair, rebuild, and understand their credit — so they can borrow with confidence and reach financial peace of mind.
- No fees for the consultation
- Friendly, non-judgmental specialists
- Plans tailored to your situation
Four essential steps to clean up your credit reports.
A clear, calm process designed around your case — not a one-size template. You always know what's happening and what comes next.
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01
Examine your reports
We pull and review your full Equifax and TransUnion reports together, line by line, so you understand exactly what's there — and what shouldn't be.
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02
Develop a plan
Every situation is different. We build a step-by-step plan tailored to your goals — whether that's a mortgage approval, a better rate, or starting over.
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03
Advanced Credit works your case
Our experienced staff dispute inaccurate or unverifiable items directly with the credit bureaus, using strategies refined over years of casework.
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04
Sit back and watch the results
You receive updates as items are challenged and removed. We loop through the cycle as needed until your reports reflect a fair, accurate picture.
You don't have to wait years for negative items to fall off.
Some insist that individuals can't repair their credit without waiting years for negative items to be removed. Don't believe them. Advanced Credit has been doing this work for a long time, and through continually refining and redefining our strategies we have secured methods that provide optimal performance.
The details change as new laws are passed and regulations are added — but the underlying principle has stayed the same: challenging inaccurate or unverifiable information directly with the credit bureaus, with persistence and care.
We work your case
We dispute your items using our arsenal of credit-report repair strategies and experienced staff. Each case is different — depending on the number of negative items on your reports, the cycle is repeated for each subsequent loop until the file is right.
Start with what's free.
Two practical first steps you can take today, at no cost.
Real Canadians, real outcomes.
Direct words from people Advanced Credit has worked with.
"They provide detailed initial consultations about your financial status — projected plans and breakdowns for credit building and repair. They help navigate the daunting credit world with patience, non-judgment and compassion. Most importantly, they provide results. I will continue to refer this business, and I endorse them."
"Advanced Credit was able to boost my credit score from 561 to 759 in 34 days. I was able to get a better mortgage rate because of this increase."
"I am very thankful for your company. You guys have done a tremendous job with my credit report. My credit score increased over 300 points to 832. This score qualified me to be approved for a $100k line of credit. I was also able to finance a $60k SUV. Thank you so much!"
"The counsellor was very professional, explaining how the process works and the probability of winning the case. I was confident and satisfied with the way my file was handled — he took multiple tactics to fix the issue. I got a 180-point increase."
"I have had over $50,000 of negative information deleted from my credit report. This is having a very positive effect on my ability to finance a home. Thanks Advanced Credit."
Individual results vary. Outcomes depend on the contents of your credit reports, current laws and regulations, and how the credit bureaus respond to disputes.
Reach out the way that works for you.
If you're serious about discussing ways to improve your credit score, we're here to help. Our credit specialists are experienced, friendly, and will help you determine the best course of action — at no obligation or cost to you.
Call us for your free consultation at 416-855-4443.
Ready to see what's actually on your reports?
Book a free, no-pressure call with a credit specialist. We'll listen, look at your situation, and tell you honestly whether we can help.